Considering a credit card that rewards your travel? One of my friends recently got a Norwegian Visa Credit Card, and I thought I’d share her experience to help you decide if it’s the right fit for you. Here’s what she had to say about it:
Why They Chose the Norwegian Visa Card
The main reason she went with the Norwegian Visa card was its simplicity and the ability to earn CashPoints. These points can be used to offset flight costs with Norwegian Air.
Here’s what she shared:
“Flying has become a regular expense for me since I live far from family, and the idea of using CashPoints to save on flights was really appealing. Plus, a friend recommended the card, and after hearing about free flights, I didn’t need much convincing. I looked into SAS EuroBonus cards too, but their system seemed more complicated, so I went with something straightforward.”
The Application Process
According to my her, applying for the card was a breeze:
“The whole process was super easy. I went to their website, filled in basic details about my income and debts, and submitted the application. I got approved quickly, and the card arrived in under a week.”
One standout feature? You can set everything up even before the physical card arrives:
“Through the app, I chose my PIN, linked the card to my Norwegian Reward account, and could even start using the card for online purchases before it was delivered. That was really convenient.”
Special Requirements
While my friend wasn’t entirely sure about all the application requirements, she did mention:
“A stable income seems to be necessary. A few years ago, I applied when my finances weren’t as strong, and I got denied. But this time, with a steadier income, there were no issues.”
The App: User-Friendly and Functional
One of her favourite aspects of the Norwegian Visa card is the mobile app:
“The app is super intuitive. The main dashboard shows exactly how much credit I’ve used and what’s available. It even lets me pay off my balance immediately, so I don’t have to wait for the monthly bill. That’s been a lifesaver for keeping on top of my spending.”
The app also offers a savings account option with a 4% interest rate, which she plans to explore in the future.
CashPoints vs Cashback
When signing up, you get to choose between earning CashPoints or cashback. My friend opted for CashPoints:
“I picked CashPoints since I fly often, but if you don’t travel as much, cashback might make more sense. I’m not sure if you can switch later, so it’s worth deciding carefully upfront.”
Is the Card Widely Accepted?
Visa is widely accepted in Norway, so they haven’t run into any problems:
“I’ve used the card both in stores and online, and it’s worked perfectly every time. From what I’ve seen, acceptance shouldn’t be an issue.”
Customer Service
Although they haven’t needed customer service for the card yet, my friend feels confident about Norwegian Air’s support:
“When I had to deal with a cancelled flight before, their customer service was great. I imagine it would be just as good for the credit card.”
Does It Offer Good Value?
Here’s their take on value so far:
“I’ve only used the card a few times, so I haven’t fully seen the perks yet. But based on my travel patterns, I think I’ll earn enough points for one or two free flights per year, which definitely makes it worthwhile.”
Would They Recommend It?
When asked if they’d recommend the card, their answer was a resounding yes:
“It’s easy to use, the CashPoints system is great for regular Norwegian Air travelers, and, honestly, the semi-transparent card design is pretty cool. I’d say give it a try!”
Final Thoughts
The Norwegian Visa Credit Card seems like a strong option for anyone who flies frequently with Norwegian Air and wants a no-fuss way to earn travel rewards. Its user-friendly app, convenient setup process, and travel perks make it an excellent choice for frequent flyers. Have a look at this post for other Norwegian credit cards focused at travel bonuses.
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